 When you are ready to purchase a home, absorbing and understanding all the options for lending can make your head spin... you have to choose which lender has the most attractive programs for your needs... you have to choose which type of loan you need. And, to make it tougher, the lenders don't always present it in the same way to allow you to compare apples to apples. This article helps you appreciate and understand some considerations between a Fixed-Rate Mortgage and an Adjustable-Rate Mortgage (ARM).
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 Home Equity Line of Credit (HELOC) can be a great way to make cash available using the equity you have built up on your home. This can be used for anything from college tuition to home renovations. This article shares six quick tips on how to shop for and manage a HELOC.
 Naples was never on our radar for places to live... and yet, we came here and fell in love. There are so many things to love about Naples and I wanted to share all the public accolades and awards this town celebrates.
 Knowing which home improvements are more likely to yield benefits when you go to sell is important information even if you just plan to enjoy the improvements for a while. It is also helpful as a seller to appreciate the value of improvements made to properties you are considering. National Association of REALTORS® (NAR) recently released a 2019 Remodeling Impact Report that shares some helpful and enlightening information on this very topic.
 I remember when I first moved to Florida, looking at the landscaping and thinking it was all so new… the grass looked different than I was accustomed to, the planting different, the soil different… I didn’t know where to start. One thing most of us can agree on is that we like a beautiful yard… but how to get (and maintain) one can be a tougher equation. Certainly, outsourcing the entire job is one option. However, some people find lawn work to be a great outlet.
 I remember my mother saying, if it sounds too good to be true, it probably is. iBuyer companies are getting a good deal of attention and interest because of the perceived ease and financial value as an option for selling your home. This was a great article written by Eric Lapin with Old Republic National Title Insurance Company that provides some great insights into the iBuying experience.
 You've heard the age old saying... "Timing is Everything." When it comes to real estate, people are sometimes trying to assess when the "right time" is to buy or sell. Certainly sometimes the need doesn't allow flexibility to make that decision. Here is a great illustration of the trade of cost of waiting to buy.
 As a seller you typically care about an appraisal and as a buyer you typically care about an appraisal. It can be one of those universal areas of interest that can create some anxiety from either party... but is also sometimes the hardest thing to decipher.
 So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process and you’ve been asked what level of access you want to provide to potential buyers. By access, we mean access for showings, open houses and other opportunities for prospective buyers to come and see your home in person to consider it as a option for them.
 Understanding all the various mortgage options and structures can sometimes feel like you need to get a new degree to comprehend it all. Oksana Sherman from Suncoast Credit Union recently shared a great overview of mortgage points and how they are used by Libby Wells @EAWells77 October 29, 2018 in Mortgages
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