You have made the decision, you are ready to find the home of your dreams. Before you get too deep into your search, it is always best to connect with a lender to help guide you to setting your purchase budget. This will save you time and headaches and make your search go smooth. It will also prepare you to make competitive and winning offers. Selecting the right lender for you is important. Let's look at some questions to help you on that path.
Naples is know for its breath and diversity of dining experiences. I often say that I could eat out every day and still not have hit them all. There are so many great restaurants in Naples it was hard to down select. But, I don't know about you...on those rare occasions when we venture out for a dinner, I always love some place with a little personality. Places that offer a setting that is just a little different than the others. Sure, some of the best places to eat in Naples may be in the most unassuming locations/settings... but for this post, I want to focus on five of my favorite restaurants in Naples that offer personality.
The home inspection process is an opportunity for discovery... to provide buyers insights about the condition of the home as a part of their home buying decision making. A study of 50,000 home inspections were analyzed and results summarized on RepairPricer.com. These are national findings and give you some insights into the more common findings.
Naples is known to attract home buyers looking for a golf lifestyle because we have over 90 championship courses in town. If you are going to consider golf communities, it is important to understand some up front overview information. This 15-minute video provider some good insights to get you started.
A home appraisal is a third-party opinion of the market value at a specific point in time, meaning what is the most probable price a willing buyer would pay for a specific property.
The appraised value of a home is based on an analysis of the property’s condition and the most recent sales for similar homes. Home appraisals are required if you are getting a mortgage and are to help the lender and the buyer ensure that they are investing their money in an asset that will be "worth" the price they are paying.
FIRPTA? I know, that sounds like you should say excuse me after you say this out loud. Perhaps you have never heard of FIRTPA or perhaps you have but haven't a clue what it is or how it could possible relate to real estate. FIRPTA stands for The Foreign Investor Real Property Tax Act (FIRPTA) and requires non-residents to pay a 15% withholding tax on the sale of any U.S. Real Property Interest. Even if you are not a Foreign Investor you should be aware of what this is because it could impact you if you the person on the other side of a sale or purchase is.
Even the most experienced buyers and sellers should be cognizant of contracts when purchasing in new geographic areas since the real estate contracts vary by state and sometimes county. Whether you are a buyer or seller, it is important to know the difference between the two sales contacts if you are planning to purchase or sell property in Naples or surrounding areas that are part of Collier County. This vlog explains some important differences related to inspections.
I never encourage anyone to waive their rights to a home inspection. Only on very rare occasions may it make sense to waive this because this is your one opportunity to do due diligence on a property before being contractually committed to purchasing it. Buyers have two decisions to make on the home inspection... which inspections to get and who to hire as the inspector. I have composed this article from a bunch of other articles published to help guide you through those decisions.
In some parts of the US, home warranties are very common as a part of a home purchase. In fact, in some of those areas they are offered by sellers as a common part of the sale of a home. In SWFL, they are not as common and are almost never offered by the seller. However, there may be times when it is worth the buyer purchasing a home warranty as part of the transaction.
COVID-19 has caused people to have to adapt to circumstances caused by this pandemic. For some, additional financial pressures may have arose causing them to think about their obligations and how to best manage them. This is a resource to explain some mortgage relief options.
NAPLES REAL ESTATE BLOG
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