Understanding the 2-1 Buy down: A Smart Strategy or Potential Pitfall?
When it comes to navigating the complex world of mortgages, potential homebuyers and sellers often encounter a myriad of financing...
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your real estate news
- 2 min
What Factors Influence Interest Rates in Real Estate
Interest rates play a pivotal role in the real estate market, influencing everything from property prices and mortgage affordability to...
- 3 min
Marry the House and Date the Rate: Why It Makes Sense to Buy Now Versus Waiting for Rates to Drop
In the world of real estate, there's a common adage: "Marry the house and date the rate." This phrase encapsulates the idea that when you...
- 4 min
What is a Non-QM Loan?
What do you do if you are self-employed and don't have the usual W2 or pay stubs to provide the lender for loan approval? There is a...
- 1 min
Mortgage Calculator
If you are just getting started on your home search and know you will need to borrow money to purchase your next home but haven't...
- 1 min
Questions to ask when choosing a lender
You have made the decision, you are ready to find the home of your dreams. Before you get too deep into your search, it is always best to...
- 4 min
Difference between pre-approval and pre-qualification letters
Understanding the difference between pre-qualification and pre-approval is particularly important as a home seller so that you are...
- 6 min
Selecting a lender that is best for you
You are ready to make that next move and purchase a new home. You have already determined that you want to take out a loan to make that...
- 4 min
Choosing between an ARM and fixed rate mortgage
When you are ready to purchase a home, absorbing and understanding all the options for lending can make your head spin... you have to...
- 3 min
Should you pay for mortgage points?
Understanding all the various mortgage options and structures can sometimes feel like you need to get a new degree to comprehend it all....
- 4 min
How lenders view debt to income
When it comes to purchasing a home, it can be challenging to understand how mortgage companies will view our financial situations in...
- 3 min
Understanding mortgage insurance
Mortgage Insurance is a topic most people have heard of but many don't understand. What is mortgage insurance? Who pays for mortgage...
- 1 min
Questions to ask when choosing a lender
I get asked by nearly every buyer I work with about lenders I would recommend. Certainly, I have created a short list of those that my...
- 4 min
Pay off your mortgage quicker
If you have ever had a mortgage on piece of property, you may remember that feeling when you looked at the summary and saw how much your...
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